Contract to fulfil

You won the work. Now you must fund materials and delivery before the buyer pays.

Purchase-order and supply-chain finance fund the specific order; trade finance handles imported materials; working-capital facilities cover the wages and overheads around it; a bank guarantee may be needed just to hold the contract. The structure depends on timing: when suppliers must be paid, when delivery happens, and when the customer's payment actually arrives.

Facilities to compare

Alternative financing Illustrative demo data — not a live provider offer

Supply-chain and purchase-order finance

Funding tied to a confirmed purchase order or contract: the provider finances the cost of fulfilling a specific order, and is repaid when the buyer pays.

Contracts and purchase orders

What it is: Funding tied to a confirmed purchase order or contract: the provider finances the cost of fulfilling a specific order, and is repaid when the buyer pays.
The business need it can address: A confirmed order or contract you cannot afford to fulfil — materials, production and delivery costs come due before the buyer's payment arrives.
How it works in the business: The provider assesses the order and your buyer's creditworthiness, funds suppliers or production directly, and takes repayment from the buyer's payment for that order.
How repayment, settlement or ownership works: Repaid from the proceeds of the specific order. If the order falls through or the buyer does not pay, the contract terms decide what you still owe.
Costs, risks and terms to verify: Verify the fee structure per order, which buyers and orders qualify, what happens if delivery is delayed or disputed, and whether you remain liable if the buyer defaults.
What it may work alongside: Works with a bank guarantee (if the contract requires one) and trade finance for imported materials.
What it may be a poor fit for: Orders from buyers with weak credit, or businesses without confirmed purchase orders — speculative production does not qualify.
Questions to ask the bank or provider: Which of my buyers' orders would you finance?
What do I still owe if the buyer pays late or not at all?
How are funds disbursed — to me, or directly to my suppliers?

Bank facilities Illustrative demo data — not a live provider offer

Trade finance

Facilities built around a specific trade transaction — letters of credit, trust receipts, and similar instruments that pay your supplier and give you time to sell the goods.

Importing or exportingContracts and purchase orders

What it is: Facilities built around a specific trade transaction — letters of credit, trust receipts, and similar instruments that pay your supplier and give you time to sell the goods.
The business need it can address: Importing or exporting: paying suppliers before the goods are sold, or giving overseas buyers payment terms without carrying the whole risk.
How it works in the business: The bank pays the supplier against shipping or trade documents, and you settle the bank when the goods are sold or the buyer pays. Each facility ties to a real transaction.
How repayment, settlement or ownership works: Settlement per transaction, usually within an agreed number of days from shipment or delivery — not a monthly instalment schedule.
Costs, risks and terms to verify: Verify per-transaction fees, the settlement period, currency conversion costs and who bears exchange-rate movement, and what documents are required each time.
What it may work alongside: Often works with a bank guarantee for contract commitments and an overdraft for the gaps between transactions.
What it may be a poor fit for: General working capital with no underlying trade transaction — the facility is document-driven and transaction-specific.
Questions to ask the bank or provider: Which documents must I produce for each transaction?
Who carries the exchange-rate risk between order and settlement?
What happens if my buyer pays late?

Bank facilities Illustrative demo data — not a live provider offer

Term and working-capital financing

A fixed sum of financing from a bank, repaid over an agreed period. Term financing funds a specific purpose; working-capital facilities fund day-to-day operations.

Cash-flow gapsLong-term investment and expansion

Bank facilities Illustrative demo data — not a live provider offer

Bank guarantees

A promise from the bank to pay a third party (for example a project owner or supplier) if your business fails to meet a commitment. It is a contingent facility — no money moves unless the guarantee is called.

Contracts and purchase ordersImporting or exporting

How the tools may work together

An educational example built from your answers — not a recommendation, a ranking, or an approval decision.

Primary route to explore

Supply-chain and purchase-order finance

A confirmed order or contract you cannot afford to fulfil — materials, production and delivery costs come due before the buyer's payment arrives.

Supporting route to compare

Trade finance

Importing or exporting: paying suppliers before the goods are sold, or giving overseas buyers payment terms without carrying the whole risk.

Watch out for: The funding is tied to the order: if delivery is delayed or the buyer disputes the invoice, repayment obligations can fall back on you.

Next questions

Which of my buyers' orders would you finance?
What do I still owe if the buyer pays late or not at all?
Which documents must I produce for each transaction?

Which financing tools does your business already use? · Optional — skip if you like

A match is not an approval or a promise of eligibility. The provider decides.