All Economic Sectors (AES) Facility
Provider: Bank Negara Malaysia (via participating financial institutions)
This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.
Scheme details
- Provider
- Bank Negara Malaysia (via participating financial institutions)
- Instrument type
- soft loan
- Ticket tier
- Medium
- Source last checked
- 2026-10-12
- Indicative ticket range
- Up to RM5,000,000 · Indicative figure — confirm live at source
- Who it’s for
- general SMEs
- Shariah
- Conventional & Islamic
What the money can be used for
- capital expenditure and working capital
- no refinancing
Facility is NOT listed on the BNM Fund for SMEs page as opened 2026-10-12 (page lists only SME SRF, MEF, PTF, RAFt), but BNM has published no closure/full-utilisation notice found this run. Undated brochure still hosted by BNM. CGC's Flexi Guarantee Scheme/-i page (2026-10-12) still describes financing 'under the AES Facility' at 5%-7%; EXIM lists AES with no status. Confirm with PFI before presenting as available.
Official source
Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.
Apply at the official sourcehttps://www.bnm.gov.my/documents/20124/6025157/aes_broc_en_v3.pdf
A match is not an approval or a promise of eligibility. The provider decides.