iTEKAD Entrepreneurship (social finance programme)
Provider: Bank Negara Malaysia with participating banks (AEON Bank, Affin Islamic, Agrobank, AIBIM, Alliance Islamic, AmBank Islamic, Bank Islam, Bank Muamalat, Bank Rakyat, BSN, CIMB Islamic, HLISB, Maybank Islamic, Public Islamic, RHB Islamic, SME Bank)
This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.
Scheme details
- Provider
- Bank Negara Malaysia with participating banks (AEON Bank, Affin Islamic, Agrobank, AIBIM, Alliance Islamic, AmBank Islamic, Bank Islam, Bank Muamalat, Bank Rakyat, BSN, CIMB Islamic, HLISB, Maybank Islamic, Public Islamic, RHB Islamic, SME Bank)
- Instrument type
- other
- Ticket tier
- Not stated
- Source last checked
- 2026-10-12
- Who it’s for
- low-income (B40/asnaf) aspiring or existing microentrepreneurs; each bank may add criteria (asnaf, sector, location)
- Shariah
- Conventional & Islamic
What the money can be used for
- seed capital to start/sustain business + access to microfinance + structured financial/business training and mentoring
New row 2026-10-12. As at end-Mar 2026: 14,387 microentrepreneurs, RM94.2m social finance funds and RM77.2m financing/investment disbursed. Status 'unclear' because BNM page gives no intake/application dates; availability depends on each bank's cohort. Not mentioned in BNM Belanjawan 2027 release.
Official source
Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.
Apply at the official sourcehttps://www.bnm.gov.my/itekad
A match is not an approval or a promise of eligibility. The provider decides.