All verified schemes
Source on file · checked 2026-10-12

Micro Enterprises Facility (MEF)

Provider: Bank Negara Malaysia (via participating financial institutions)

This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.

Scheme details

Provider
Bank Negara Malaysia (via participating financial institutions)
Instrument type
microfinance
Ticket tier
Small
Source last checked
2026-10-12
Indicative ticket range
Up to RM100,000 · Indicative figure — confirm live at source
Who it’s for
micro enterprises, self-employed, gig workers on digital platforms, iTEKAD participants
Shariah
Conventional & Islamic

What the money can be used for

  • working capital and/or capital expenditure
  • refinancing with same PFI permitted under specific conditions

Re-verified 2026-10-12, no change. Still listed on BNM Fund for SMEs page. Allocation not stated.

Official source

Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.

Apply at the official source

https://www.bnm.gov.my/documents/20124/6025157/mef_broc_en_v5.pdf

A match is not an approval or a promise of eligibility. The provider decides.