PENJANA Tourism Financing (PTF) Facility
Provider: Bank Negara Malaysia (via participating financial institutions)
This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.
Scheme details
- Provider
- Bank Negara Malaysia (via participating financial institutions)
- Instrument type
- soft loan
- Ticket tier
- Small
- Source last checked
- 2026-10-12
- Indicative ticket range
- Up to RM500,000 · Indicative figure — confirm live at source
- Who it’s for
- tourism SMEs
- Shariah
- Conventional & Islamic
What the money can be used for
- working capital and capital expenditure (2025 reorientation: expansion and investment ahead of Visit Malaysia Year 2026)
- no refinancing
CHANGED 2026-10-12: status unclear -> open. BNM PTF FAQ (last updated 29 May 2025) states the facility is available until full utilisation; the brochure's '31 Dec 2025' refers only to the 3.5% rate cap. Still listed on funds4sme (converted to non-relief facility in 2025) and on SJPP's 'Active 2026 Schemes' (SJPP PTF guarantee: up to 80%/90% micro, fee 0.5% p.a., RM1bn limit). Medium because the FAQ is >12 months old and the post-2025 rate is not published.
Official source
Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.
Apply at the official sourcehttps://www.bnm.gov.my/documents/20124/6025157/ptf_faq_en_v2.pdf
A match is not an approval or a promise of eligibility. The provider decides.