All verified schemes
Source on file · checked 2026-10-12
Skim Pembiayaan Perniagaan (SPiM) – Business Financing Scheme
Provider: Majlis Amanah Rakyat (MARA)
This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.
Scheme details
- Provider
- Majlis Amanah Rakyat (MARA)
- Instrument type
- soft loan
- Ticket tier
- Small
- Source last checked
- 2026-10-12
- Indicative ticket range
- Up to RM500,000 · Indicative figure — confirm live at source
- Who it’s for
- Bumiputera
- Shariah
- Yes
What the money can be used for
- revolving capital
- machinery & equipment
- renovation of premises
CHANGED 2026-10-12: max split clarified — sole proprietorship/partnership up to RM250,000; Sdn Bhd up to RM500,000; added collateral and own-contribution details.
Official source
Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.
Apply at the official sourcehttps://www.mara.gov.my/en/index/ent-menu/support-facilities/ent-business-finance/spim/
A match is not an approval or a promise of eligibility. The provider decides.