CapBay Working Capital Financing P2P financing
Provider: Bay Smart Capital Ventures Sdn Bhd (CapBay)
This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.
Scheme details
- Provider
- Bay Smart Capital Ventures Sdn Bhd (CapBay)
- Instrument type
- P2P
- Ticket tier
- Small
- Source last checked
- 2026-10-12
- Indicative ticket range
- Up to RM150,000 · Indicative figure — confirm live at source
- Who it’s for
- MSMEs
- Shariah
- Conventional & Islamic
What the money can be used for
- working capital
Registration confirmed on SC 'Digital Initiatives' Recognised Market Operators table opened 2026-10-12 (page carries no 'as at' date; the older /list-of-registered-recognized-market-operators URLs no longer resolve). Early settlement: conventional 12-month lock-in, penalty greater of interest differential or 5% of outstanding principal; Islamic 5% capped at unearned profit. CapBay also lists Secured Financing, Bumiputera (TERAJU) financing and SME Corp RMK13/BERKAT programmes (pages not opened).
Official source
Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.
Apply at the official sourcehttps://capbay.com/working-capital-financing/
A match is not an approval or a promise of eligibility. The provider decides.