All verified schemes
Source on file · checked 2026-10-12
Business-in-Transformation (BIT) Programme Financing
Provider: Perbadanan Nasional Berhad (PERNAS/PNS, under KUSKOP)
This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.
Scheme details
- Provider
- Perbadanan Nasional Berhad (PERNAS/PNS, under KUSKOP)
- Instrument type
- loan
- Ticket tier
- Small
- Source last checked
- 2026-10-12
- Indicative ticket range
- Up to RM500,000 · Indicative figure — confirm live at source
- Who it’s for
- pre-franchisors (growing via franchising) and Bumiputera pre-franchisees
- Shariah
- Yes
What the money can be used for
- business growth towards franchise
- plus training
- mentoring
- promotion
New row. Islamic financing (Tawarruq). Pre-franchisor up to RM500,000; pre-franchisee up to RM50,000 (package-based).
Official source
Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.
Apply at the official sourcehttps://pernas.my/en/services/franchise-financing/business-in-transformation
A match is not an approval or a promise of eligibility. The provider decides.