Skim Jaminan Kerajaan MADANI 3 (GGSM3)
Provider: Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) – Government of Malaysia guarantee, via participating FIs
This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.
Scheme details
- Provider
- Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) – Government of Malaysia guarantee, via participating FIs
- Instrument type
- guarantee
- Ticket tier
- Large
- Source last checked
- 2026-10-12
- Indicative ticket range
- Up to RM20,000,000 · Indicative figure — confirm live at source
- Who it’s for
- focus sectors: Bumiputera, High Technology, Halal, Tourism
- Shariah
- Conventional & Islamic
What the money can be used for
- working capital and capex
- new financing only (no refinancing)
- term loan
- OD
- RC
- HP
- trade
Re-verified 2026-10-12; CHANGED: added focus sectors and exclusions; URL updated to current SJPP path (old /ms/skim/ggsm-3 returns server error). Allocation RM20bn.
Official source
Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.
Apply at the official sourcehttps://www.sjpp.com.my/schemes/government-guarantee-scheme-madani-ggsm-3
A match is not an approval or a promise of eligibility. The provider decides.