All verified schemes
Source on file · checked 2026-10-12

Skim Jaminan Kerajaan MADANI 2026 (GGSM4)

Provider: Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) – Government of Malaysia guarantee, via participating FIs

This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.

Scheme details

Provider
Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) – Government of Malaysia guarantee, via participating FIs
Instrument type
guarantee
Ticket tier
Large
Source last checked
2026-10-12
Indicative ticket range
Up to RM30,000,000 · Indicative figure — confirm live at source
Who it’s for
focus: Bumiputera, Halal, Tourism, High Growth High Value (semiconductor & E&E, advanced manufacturing, digital & AI, aerospace, chemicals, green tech & energy transition, medical devices & life sciences), high-tech, manufacturing, agro-based; MTC exporters
Shariah
Conventional & Islamic

What the money can be used for

  • working capital and capex
  • new financing only
  • term loan
  • OD
  • RC
  • HP
  • trade (incl. promissory notes)
  • bank guarantees

CHANGED 2026-10-12: official SJPP page now opened (previously unreachable); confidence low -> high, status unclear -> open; all terms filled. MSME max RM20m, MTC max RM30m. Budget 2027 (9 Oct 2026) announcements on SJPP mid-tier expansion are held in budget2027.json; SJPP page does not yet reflect Budget 2027.

Official source

Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.

Apply at the official source

https://www.sjpp.com.my/schemes/government-guarantee-scheme-madani-2026-ggsm-4

A match is not an approval or a promise of eligibility. The provider decides.