Skim Pembiayaan Ekonomi Desa (SPED) – Rural Economic Development Scheme
Provider: SME Development Bank Malaysia Berhad (SME Bank), BPMB Group with Ministry of Rural Development (KKDW)
This page describes a scheme family we have verified against its official source. Terms change — always confirm the live criteria, costs and availability with the provider before you apply.
Scheme details
- Provider
- SME Development Bank Malaysia Berhad (SME Bank), BPMB Group with Ministry of Rural Development (KKDW)
- Instrument type
- soft loan
- Ticket tier
- Small
- Source last checked
- 2026-10-12
- Indicative ticket range
- Up to RM250,000 · Indicative figure — confirm live at source
- Who it’s for
- Bumiputera rural SME owners
- Shariah
- Yes
What the money can be used for
- fixed assets (margin up to 90%) and working capital (up to 100%)
CHANGED 2026-10-12: status open -> unclear. Legacy page still loads, but SPED is NOT listed in SME Bank's current Micro/Small/Medium programme menus. Max RM250,000 per application, RM500,000 per customer.
Official source
Applications are only ever made on the provider’s own official channel — never here. We do not process applications or take your documents.
Apply at the official sourcehttps://www.smebank.com.my/en/financing/programmes/skim-pembiayaan-ekonomi-desa-sped
A match is not an approval or a promise of eligibility. The provider decides.